ABSTRACT
Decatur Federal categorically denies all of the allegations in the Complaint and is prepared to show that it has never discriminated on the basis of race and has had in place programs designed to serve all segments of the community, regardless of race. Decatur Federal will advertise home mortgage lending job openings on an ongoing basis during the Consent Decree period in a manner that will reach potential black applicants, as further described in this Section, with special emphasis on the following home mortgage lending positions: Account Executive, Underwriter, Loan Counselor, Loan Processor, Staff Appraiser, Assistant Branch Manager, and Branch Manager. Decatur Federal will maintain Compliance Employees who will monitor the lender’s compliance with the Community Reinvestment Act, the Fair Housing Act, the Equal Credit Opportunity Act, and this Consent Decree. It provides training to all of its staff with significant involvement in home mortgage lending to ensure their activities are conducted in a nondiscriminatory manner.
