ABSTRACT
Decentralized tourism financial systems are revolutionizing the way people pay for their travels. They enable travelers to make secure, fast, and borderless payments without intermediaries, saving time and money. Decentralized tourism financial systems use blockchain technology to eliminate the need for intermediaries, such as banks and credit card companies. This allows users to make payments directly between themselves, without the need for a trusted third party. In this research, a framework of the decentralized tourism financial payment system is presented as a proposal. Academic publications on what decentralized payment systems are and the use of these payment systems in tourism were examined, and a decentralized finance (DeFi) protocol proposal was presented between a customer and hotel management using the infrastructure that creates DeFi. With the presentation of this proposal, an application of decentralized financial payment systems can be realized in future studies in tourism.
