ABSTRACT

The intellectual development of the economy occupies one of the key places, both within the framework of world development and individual states. In contrast to the industrial economy, which is based on tangible assets and financial capital, the basis of the knowledge economy and the ability to apply digitalization tools are intangible assets and intellectual capital. Until recently, digitalization tools were perceived in a rather narrow sense: means of communication that were supposed to cover, in general, the possibility of telephone communication and SMS messages. This study considers any other possibilities of using the “5th Generation”’toolkit in the context of the age group of the population. Currently, most developed countries are moving towards digitization at a faster pace, and the conducted research provides clear data that the 50+ age group has problems using the digital opportunities of the market, and the 60+ age group practically do not know how to use digital products provided by the state, because they are not digitally literate (not being able to use the latest gadgets, lack of financial ability to use the latest gadgets, not being able to use state programs, such as DIYA, which provides the opportunity to “have all documents”in one tool).