ABSTRACT

This chapter provides some safety considerations while using automatic teller machines (ATMs). Because of the variety of ATMs, the unique characteristics of each installation, and crime considerations at each location, no single formula can guarantee the security of ATM customers. Therefore, it is necessary for ATM customers to consider the environment around each ATM and various procedures for remaining safe when using an ATM. Criminals select their victims and targets, focusing on the unaware or unprepared. Criminals are also drawn to environmental conditions that enhance the opportunity to successfully complete their crime. The law sets minimum standards for ATM lighting, procedures for evaluating the safety of ATMs and requires notices to ATM users outlining basic safety precautions for using ATMs.