ABSTRACT
This chapter aims to understand the recent restructuring of the Brazilian banking system from a geographic view. The goal is to analyze how this restructuring led to increased indebtedness of the low-income population in Brazil. The chapter seeks to answer some questions: How should one analyze this disembedding caused by the spread of financial variables in contemporary Brazil? Which geographical explanations could be given to this phenomenon? How does information technology influence the diffusion of banking products and services? Which new types of facilities, technical equipment, and products were recently made available to the Brazilian population? How do these new elements interfere in the everyday life of this population, especially in terms of debt? In seeking to identify the importance of information technology to explain the higher indebtedness of the low-income population in Brazil, the relevance of the modernization of the Brazilian macro-technic systems and the provision of banking networks became clear.
