ABSTRACT
This conclusion presents some closing thoughts on the concepts covered in the preceding chapters of this book. The book has provided useful insights into Malaysian banking practices since the 1997 Asian financial crisis (AFC). It discusses the policies and practices of banking in Malaysia after the AFC by first evaluating the overall health of the industry in Malaysia through bank efficiency analyses and, examines the risk management evolution and practices of Malaysian banks after the AFC and the global financial crisis, in response to the International Basel Capital Accords I, II, and III, as well as the policy changes implemented by BNM and future challenges. Third, the book has examined the effectiveness of bank bailouts in Malaysia by comparing bailout policies with those of banking sectors in developed countries. The Data Envelopment Analysis was used to measure overall bank health in Malaysia. DEA is a nonparametric approach to evaluating bank efficiency.
