ABSTRACT
The objective of this study was to analyze the impact of various policies on the growth of ADBs. The policies with which the study was concerned referred to the effect of risk aversion in the management of funds, the requirement of credit insurance on agricultural and livestock production loans, higher interest rates on loans, measurement of the bank's opportunity cost of serving small farmers, portfolio adjustments resulting from higher cost of funds and withdrawal of government subsidies and finally the effects of transforming a specialized lending bank into one with multiple functions.
