ABSTRACT

Injuries, occupational diseases, and property damage tend to receive more attention than business interruptions or loss of processes. Loss of process or business interruption is normally accepted as part of doing business even though the events leading up to the business interruption are identical to those leading up to injury or property damage. A further thrust is needed in the future to broaden the focus to include the loss of product and business interruptions caused by the same series of events that caused other losses. A product recall caused by an undesired event similar to an accident is perhaps the most expensive business interruption that could be experienced by an organization. The business interruption as a result of an accident receives less attention than spectacular property damage and injury to people, yet occurs more frequently than the latter. Business interruption accidents should be costed and their causes identified and rectified.