ABSTRACT

UK residential property remains an attractive investment due to strong underlying fundamentals, performance and simplicity. Mortgage finance is also cheap and easy to obtain, making it accessible. The result is that property ownership and control is fragmented. Further, much of the UK’s existing housing is diverse and aging.

The age and quality of housing stock and fragmented ownership make it very difficult to embrace sustainable investing. These factors therefore help to explain why the sector is beginning to lag behind in terms of sustainable investing.

Due to changes in who is investing and how it’s done, now is a sensible time to reconsider how we approach property investment. There is an opportunity to consider what needs to change to make meaningful progress towards sustainable investing.