ABSTRACT

Residential property in the UK has changed due to:

Political shifts, including the uncertainty associated with Brexit and Covid-19, and a more consumer-focused political agenda

Economic trends, including long-term low interest rates stimulating demand and unemployment limiting affordability for potential property buyers

40Social trends, including demographic changes, affordability constraints and rising living standards. These trends create growing demand for rental housing. People living alone for longer also increase demand for yield-focused investments from pension funds and individuals planning for retirement.

Technological advances, innovation and data, which create the potential for investment to be more efficient, accessible and sustainable, making it easier to monitor and manage progress

Legal and regulatory changes, including recent regulations, shift the balance of power from smaller investors and sideline landlords and broadly align with a more consumer-focused political agenda.

Environmental awareness and the growing requirement to protect the planet, including through the UK’s commitment to net zero

Due to recent market changes, whilst residential assets remain attractive, the old ways of investing are broken. As a result, now is a great time to reconsider and reshape all aspects of investing, from ownership structures to sustainability and impact.