ABSTRACT
An accident can result in one or a combination of three major consequences.
A business interruption is defined as: “an undesired event that does not result in injury or damage, but which produces an undesirable change to the normal flow of process or manufacturing, thus interrupting the business.”
Business interruption as a result of an accident receives less attention than spectacular property damage and injury to employees yet occurs more frequently than the latter. In relating to the accident ratio conclusion, if there are more property-damage accidents for every serious injury, there must be at least hundreds of events that disrupt the normal output of an organization.
