Urban Housing Policy and Owner-Occupied Housing and The Great Depression, The Civil Rights Era, and The Great Recession

Homeownership has been facilitated by housing policy for more than eight decades. This chapter covers housing policy in the Great Depression, which resulted in the New Deal that introduced many national public and semi-public institutions, policies, and programs. It also discusses the Civil Right Era when U.S. housing policy gradually became more inclusive. It ends with the Great Recession when Congress created programs that not only prevented or reduced foreclosures but also mitigated the impacts of foreclosures on neighborhoods with mixed results.