ABSTRACT

Exploiting the bank’s strengths and n Taking a strategic view rather than just emphasizing tactical improvements. n

at the audited bank had strengths was beyond doubt; without them it would not have survived and prospered over the years. Its loans officers, investment advisors, and traders were in fact capitalizing on the bank’s strengths and trying to starve its weaknesses, an effort in which they were handicapped by the institution’s Paleolithic IT.