The structural condition and the character of housing in Chicana/o neighborhoods are correlated with local implementation of federal housing programs, planning and code enforcement policies, and real estate and banking industry practices in lower-income areas. The demand for affordable housing has been (and continues to be) a prominent issue in barrios and lower-income neighborhoods throughout the United States (Shannon et al. 1997, 137-9; Myers et al. 1996; Rosen and Dienstfrey 1999). Barrios continue to suffer from substantial deterioration, real estate speculation, a high percentage of renters, and underinvestment from both the private and public sectors. Although most of those living in barrios are renters, there are sectors of the populace who opt for long-term home ownership. Home purchases are made at minimum stabilized land value, albeit at the lowest echelon of regional housing markets.