ABSTRACT

First, we work with an income worksheet (Table 23.4), which will detail all your sources of income as well as income tax deductions. Next, we take an in-depth look at your assets and liabilities (Table 23.5) to determine your net worth. Next, we look in detail at your personal expenses (Table 23.6), including servicing any debt you may have (Table 23.7). This is where we look at how you spend your money. After that, we analyze your cash flow (Table 23.8).