In this chapter, we present a relatively complete data analysis. The example is interesting because it illustrates several of the ambiguities and difficulties encountered in statistical practice.

Insurance redlining refers to the practice of refusing to issue insurance to certain types of people or within some geographic area. The name comes from the act of drawing a red line around an area on a map. Now few would quibble with an insurance company refusing to sell auto insurance to a frequent drunk driver, but other forms of discrimination would be unacceptable.