The life a fortune makes possible is not just more-of-the-same (hot dinners every day), but fundamentally different: in ambition, variety, and freedom. The pools-winner must develop new skills, and venture into unfamiliar conceptual territory. It will take some effort to learn to sail a yacht, or to appreciate the Picasso newly hung on the living-room wall. Even the opportunity to give large sums to charity brings its own complications, new problems that could not have arisen before. But the pools-winner needs no special faculty: native wit can do the trick.