Money has been identified as the root of all evil, something that talks, and the ether upon which commerce takes place. In the modern world economy, money in a cash form has become less important. But money itself continues to symbolize power, authority and an ability to consume. This text has three major goals. To enhance the reader’s financial and economic literacy is the first and foremost goal. Financial crises come and go, and have depths that are sometimes shallow and other times deep and very depressing. They are natural occurrences of markets gone wrong, of business cycles becoming disrupted by unforeseen events, and of bad policies. Understanding why policy takes place, how the markets are formed in the first place and why equilibrium is a natural pull for human interactions is important to understanding the economy from all angles.