The State’s ownership of production means constitutes a fairly negligible aspect of David Schweickart’s model, neither a major merit nor a defect of some consequence. An additional point worth making preliminarily is that Schweickart’s ‘basic model’ makes no provision for private saving and that State funding of investment can consequently be described as a public service. In world, innovations such as economic democracy, the apportionment of profits among workers and the ‘fair share’ principle in investment allocation are enough, in themselves, to arouse interest in Schweickart’s proposal. In Schweickart’s model firms are allowed to make investment decisions in their exclusive interests, i.e. based on profit calculations. If the main credit authorisation criterion adopted by banks is the interest rate that applicants are willing to pay, firms in regions with higher investment levels will be charged higher interest rates than those in regions with lesser investment opportunities.