ABSTRACT
Basically, the production of capital in profit-goods is caused by a “malady” of money, precisely an adulteration of money defined in its third dimension. It remains perfectly true that banks do not cause the illness, because their behaviour is neutral even to the point of respecting the dysfunctions created by the logic of fixed capital and its amortizations. The three departments of deposit banks issue in the economy the exact measure of money that is necessary to produce and clear goods. The first department refuses its services only to agents known to be insolvent. As for the opposite danger, that of a supernumerary emission, it is avoided by the conjugated action of the second and third departments. Savings taken by the third department from the second one are limited to that; they do not destroy an income that would stay free, the agents being able to bring it to consumption or saving.
