This chapter focuses on how to begin to navigate through mindful money model. The money mindset tends to be focused on scarcity, or a lack of resources. When the peoples are trapped in stage, there is an overarching concern about never having “enough,” whether it’s not enough salary or too little savings. Debt is an important consideration for moving through stages of wealth. Debts are financial obligations that are owed to somebody else. People barely getting by often feel they have no choices—they get paid. They feel they have no opportunities to save, invest, or do things differently. They might even feel the world has limited potential for them or it’s acting against them. Motivation explains why some people only dream about starting a new business or new job and others go out and get it. Motivation is largely derived from our ambitions in life. Most important, motivation is our brain’s attempt to influence our body to act.