ABSTRACT
Technology has gradually moved from the middle/back office of the financial institutions to the front office and gained greater importance. From both the organizational structure and the cost structure, some financial institutions are more and more like technology companies. However, we must understand that finance and technology follow different laws of development, and it is vitally important to keep a good balance between finance and technology. First, the balance between the demands of finance and the supplies of technology. Second, the balance between the functions of finance and the evolution of technology. Third, the balance between the logic of finance and the logic of technology. Fourth, the balance between public interests and private interests.
