ABSTRACT
With reference to the extent to which residence in hot climates reduces, if at all, the eligibility of European life for assurance, I venture to offer the following remarks. Having been Staff Assistant-Surgeon to the depôt at Warley 1 at a time when recruits for the army in India were examined and admitted in large numbers, and having served for many years with European as well as native troops in various parts of that country, besides holding appointments in which the examination of lives for assurance formed part of the ordinary duties, I may perhaps be allowed to claim a fair share of experience on the subject. My only object being to invite attention, for the benefit of both assurance companies and of medical officers attached to them, to a subject which, so far as I am aware, is not discussed in any special English treatise, I hope I may be pardoned for thus noticing it; which I do in the hope that, if necessary, some abler pen will pursue it.
