During the first Hundred Days of Franklin D. Roosevelt’s presidency, a combination of his dynamic personality, a new Congress, and intense public pressure brought forth a rush of legislation, including the Banking Act of 1933. That act was the work of Representative Henry M. Steagall (D-ALA) and Senator Carter Glass (D-VA), who combined separate reform measures introduced during 1932 to produce a bill that included divorce of commercial from investment banking and deposit insurance.