ABSTRACT
This conclusion presents some closing thoughts on the concepts covered in the preceding chapters of the book. The book consider how all the parties concerned can acknowledge the existence of ethical dilemmas, and the need to find ways of solving them. It discusses the origins of financial euphoria and the subsequent financialisation of society with the help of multimodal causality. The same approach will be used here in conclusion to identify, at each level of causality, avenues for action that may reconcile society, the 'real' economy and finance. The book focuses on 'ethics in finance'. There is increasing experience of solidarity, sustainability and ethics-based finance. This offers a middle way between the normality inherited from the euphoric years and the personal assumption of risk. The development of world financial organisation towards the financial-market model has led to an exponential expansion in financial transactions, often at the expense of personal relationships between parties to financial relations, namely intermediaries and their clients.
