Youthfulness can also arise in any person when he can fulfil his aspirations. So much tiredness in our times has surely to do with people not leading fulfilling lives. The idea that production is the counterpart to savings is an accounting idea: there can be no credit without a corresponding debit. The chief problem we face today is identifying the counterpart to more and more rarefied transactions. While it serves a useful purpose to point out that the ratio of real economic trade to financial is 2:98 per cent, it does not help to regard, as many do, the first as moral and the second as not. We need to bank on youth and trade. We need to capitalise the initiative of young people, in effect by writing off a portion of global capital in favour of nascent enterprise the undertakings that will result when someone becomes a doctor, farmer, and carpenter.