ABSTRACT
Dealing with issues of one's own mortality inevitably arouses many feelings, one of the foremost being anxiety. Therapists are no different from our clients in our wish to avoid anxiety. Estate planning is a very complex area of law and financial planning. The first step in making an estate plan is to establish your overarching estate planning goals. Estate planning is a dynamic and changeable topic because as tax laws change, the strategies you use to minimize the tax burden on your estate must necessarily change in response. The living trust is an effective method of efficiently passing on many assets according to your wishes. People may detail in the pour-over will who gets what is not titled in the name of the trust. When a property is held in 'joint tenancy with right of survivorship', it is held by two or more people, most commonly a couple. Community property law recognizes property ownership by a husband and wife.
