ABSTRACT
The Insurance Table in the contract itemises the insurances that the Contractor has to effect together with the minimum amount of cover or minimum limit of indemnity. The Insurance Table states the minimum amount of cover or minimum limit of indemnity. The Contractor could be liable for whatever the amount of any Claim; therefore, he must consider the minimum value in the Insurance Table purely as a guide. The Professional Services Contract is again similar to the Engineering and Construction Short Contract, with a clause dealing with limitation of the Consultant's total liability to the Employer, again if stated in the Contract Data, but the first Insurance covers claims made against the Consultant arising out of his failure to use the skill and care normally used by professionals. This is Professional Indemnity Insurance (PI) rather than the provisions in the Construction Contracts dealing with loss or damage to the works, Plant and Materials.
