ABSTRACT

LET’S LOOK AT HOW A COMPANY in the service industry is integrating

sustainability at every station on the value chain. One Pacifi cCoast Bank

is a small federal fi nancial institution established in 2007. Among the

7092 banks in the US, it ranks 2197th in equity capital.84 It has one

of the highest loan growth rates among small banks.85 The bank grew

quickly between 2007 and 2012 through acquisition.