ABSTRACT
Credit industry membership of the Department of Trade and Industry Task Force on Overindebtedness gives a good indication of the main types of provider of credit to consumers: amongst the members are the British Bankers’ Association,14 the Council of Mortgage Lenders (whose members undertake around 98% of UK residential mortgage lending),15 the Finance and Leasing Association (which describes16 its members as providing asset finance to business, consumer credit, point of sale, credit card and instalment finance) and the Consumer Credit Association (representing providers of home credit).17
