ABSTRACT

Bank health reflects the condition and performance that need to be considered. A bank has to be healthy to get customers’ trust. The indicator of a healthy bank is showing good performance or achievement during a certain period. It can be influenced by factors such as GCG, PBBA, PNBA, ALR, KKR, and MI. This study aims to find out the simultaneous and partial effects of GCG, PBBA, PNBA, ALR, KKR, and MI on bank health. The population of the study was regional development banks in Indonesia in 2014–2018. The technique used in this study was purposive sampling involving six regional development banks as the samples of the study. The data were analyzed using multiple linear regression. The results showed that GCG and MI had no positive effect on bank health; while PBBA, PNBA, and ALR had no significant negative effect. Moreover, KKR had a negative significant effect on bank health.