Nigeria, with a growing urban population, is faced with urban housing provision challenges. It is on this premise that this study assessed the indicators of urban housing quality in Owerri Municipal, Imo State, Nigeria. The objective of this study was to investigate the underlying factor structure of housing quality in the study area. A survey design was adopted and structured questionnaires were designed and administered to household heads to elicit information on demography and housing. A total of 390 household heads were randomly sampled using a stratified sampling technique, including 13 respondents from each of the 30 sectors. To select samples in each sector, a detailed map of Owerri Municipal was divided into grid cells (quadrates) and a point random approach was applied to sample 13 residential houses from each sector. Factor analysis was used to reduce the 30 housing indicators on which data were collected into eight factors that were further subjected to cluster analysis, yielding three housing quality regions. The results indicate that the factors most strongly associated with housing quality in the area were accessibility, water supply, ventilation, hygiene, sanitation, neighborhood, crowding, and outdoor characteristics. It was concluded that considerable disparities exist in the levels of urban housing quality indicators among the housing sectors in Owerri. It is recommended that housing quality indicators be improved by channeling resources to appropriate targets, particularly in the lagging factors.