ABSTRACT

This study aims as literacy in analyzing financial operational performance and to find out the form of prominent differences in the financial performance of Conventional Banks against Islamic Banks whose reference is to look at the number or financial ratios. The type of this research is descriptive quantitative research. The sampling of data in this study was from BRI and BRI Syariah Banks based on the publication of annual financial reports for 5 years, from 2016–2020. The indicators in measuring the financial performance of this bank use the ratio of CAR, BOPO, LDR, NIM, ROA, and NPL.