ABSTRACT

Financial literacy is processes to be able to increase the knowledge, skills and confidence so that they can manage their personal finances better and make investments and the money they manage can provide benefits after a certain period of time. Many previous studies have discussed the level of investment financial literacy and investment decisions, but no one has examined the differences in big cities and small cities in West Java, therefore this study will find out whether there are differences in financial literacy and in-vestment decisions between students in Bandung and Cirebon, by spreading questionnaires and analyzed the Wilcoxon signed ranks test, and that the results show that there is no difference in financial literacy between Bandung and Cirebon students, and there are differences in investment decisions between Bandung and Cirebon students. The results of this study will be useful for the financial sector, especially in marketing its investment products.