ABSTRACT

This study is an attempt to assess the awareness and implementation of comprehensive health insurance coverage for construction workers in Lafia metropolis, Nigeria. The study adopted quantitative research and a total of 110 questionnaires was purposively distributed via email and hand delivery to the respondents, but only 70 questionnaires were retrieved and found relevant. Thus, 70 respondents include construction professionals, skilled, and unskilled construction workers across the Lafia metropolis, Nigeria. The study findings revealed that there is significant awareness of the potentiality to invest in various health insurance covers for construction workers. There is insufficient investment by the construction role players in health insurance coverage. Thus, these investment challenges would pose significant health and safety challenges to workers when injured on duty. The study concluded that these investment challenges are based on role players’ limited awareness and negligence of social and economic benefits for construction workers' covered health insurance.